﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿
橛⽵ږ㦑㺞ಌ蒂ᵸ흟踤肟睭
00ږ㦑㺞ಌ蒂ᵸ흟츁㺞蒂흟﷿﷿빵㥺灰㥺㑦﷿
敵颃慲㴢﷿靺㭓꾗㑩
ǿ
00﷿敵颃彦궀
腿慲➌
啐37.5%﷿靧14,416➌ǿ敵
肟慲
腿靺敵啐23.0%﷿靧289ᶌ㦑﷿ǿ灰⢍褐ᔰ퍮
肟
腿啐14ᶌ㦑﷿츁-41.2%﷿﷿
⢍褐ᔰ陋﷿靺퍮
肟慲
腿䁗⢞啐56ᶌ㦑﷿츁-22.2%﷿陋16ᶌ㦑﷿츁-18.2%﷿ǿ彦궀
腿陋
肟
腿慲啐﷿癣蚀
㥺灰㥺㑦﷿灰敵﷿橕噧
﷿왎肟䊕쑲褐ᔰ慲⩬☥陋㺞蒂흟ᒐ䡑統
葧慲䊕쑲Ṗ퍫
腿鲖蒂ᵸ⩬☥왎肟慲褐ᔰ赩릖ǿ
00﷿敵颃⨢靺㭓
腿荵随﷿灰敵颃袜閭11.3%﷿靧310ᶌ㦑﷿ǿ
00₌﷿敵颃慲
靺㭓
腿䑑﷿媃9%㡸궔鹞벃
譎﷿䉙㹜๏﷿䑑乗䁗륞Ⱕ
腿慲
譎2ދ靧睐2.25ދ慲﷿ǿ㡸ږ㦑
䲈﷿쑲⦞縤﷿䉙㹜๏慲
靺㭓
腿
誘㩿
﷿乣﷿灰敵颃慲91.8%﷿橛げ靧﷿
敵颃慲90.0%ǿ
00Ⅻ댰Ὑ靺㭓腿ྃ荵袜閭1.2%﷿靧7,403ᶌ㦑﷿ǿ
00﷿敵颃靺㭓
腿⒍店㩿譎げ靧0.01%慲﹖론睐䍦﷿﷿ɒ㵪
腿㩿譎筞佧呭﷿﷿S﷿0.04%ǿ
Ź鎐얚
1.颗閔꾗㑩﷿䥫慲䡑統
葧㴢﷿靺㭓
腿츁residential mortgage loans﷿媃誘
䲈Ґ
Ґ㴢﷿靺㭓
腿慲98%ǿ
2.₌袘꾗㑩䑑﷿㴢﷿靺㭓腿ꊔ幧౨袟㡸ᔥ坬떆㴢﷿䊕쑲慲
腿츁
﷿閭靺陋﷿靺﷿﷿륞Ⱕ䊕쑲
﷿Ⅻ噦饬따䍦﷿﷿詟
﷿湭퉔佧﷿쉗﷿湭罒
葧㹜﷿﷿쉗陋湭빞퉔╟﷿쉗慲따䍦ǿ
3.肟
腿츁new loans approved﷿ꊔ皑敵颃
肟慲靺㭓
腿ǿ륞Ⱕ
腿統㡸₌﷿灰袟敵⨢﷿Ŗ統₌随慲敵颃⩣⨢ǿ
肟﷿Ⅻ큩⨢慲
腿鮏뒀湭皑敵颃
肟﷿Ⅻ큩⨢慲
腿쉗츁new loans approved during the month but not yet drawn﷿閔핸ǿ륞閔
뾀﷿쑜嵗山㡸慲敵颃慲幧肟
腿ྃ荵ǿ
4.⒍店㩿譎츁delinquency ratio﷿ꊔꕞҌ靺㭓腿ྃ荵誘Ⅻ댰Ὑ靺㭓
腿ྃ荵慲㩿譎ǿ
5.﷿ɒ㵪腿㩿譎츁rescheduled loan ratio﷿ꊔ﷿ɒ㵪
腿ྃ荵誘Ⅻ댰Ὑ
腿ྃ荵慲㩿譎ǿ
6.靺㭓﷿츁co-financing schemes﷿ꊔ
蚀䡑統
葧
肟慲靺㭓
腿钙﷿乣ၬ
踤큢몎Ꞇ
幧
葧㵝ᔥ
靺㭓慲
腿ǿ袘꾗㑩扠
﷿乣彦欁
葧
肟慲
腿ǿ
7.皑敵颃肟
腿慲
靺㭓㩿譎츁average loan-to-value ratio﷿陋
腿
纆媃Ҍ츁average contractual life﷿
﷿閭࠱
뾀﷿ﲕᑻ㡸袟⢞彦欁
葧₌皑敵颃
肟慲
腿荵﷿閭࠱깓ǿ
8.젰12袟敵⊍
慲
腿츁loans written off﷿誘
Ⅻ댰Ὑ
腿慲鑏䁗㩿慲ﲕቩ橛睭₌
젰12袟敵Ҍ籭⊍
慲
腿ྃ荵誘皑獔12袟敵慲Ҍ籭
Ⅻ댰Ὑ
腿ྃ荵 [螑츁Ҍ궑Ⅻ댰Ὑ
腿+Ҍ‥Ⅻ댰Ὑ
腿﷿蚖 2] 慲鑏䁗㩿ǿ
噦
뭳썗㑦敵뭳흷噧츁ݒҌ灰﷿
ږ㦑ᑻ籭ᑻ앢䁗
