
﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿
橛⽵ږ㦑㺞ಌ蒂ᵸ흟踤肟睭
00ږ㦑㺞ಌ蒂ᵸ흟﷿빵㥺灰灰㑦﷿
敵颃慲㴢﷿靺㭓꾗㑩
ǿ
00﷿敵颃⨢靺㭓
腿荵随﷿灰敵颃啐15.8%﷿靧89ᶌ㦑﷿ǿ
00﷿敵颃
肟慲
腿荵随﷿灰敵颃啐12.8%﷿靧104ᶌ㦑﷿ǿꆔ䑑﷿푚陋灰⢍褐ᔰ퍮
肟慲
腿袜閭25.7%﷿靧28ᶌ㦑﷿ⱕ푚陋
⢍褐ᔰ퍮
肟慲
腿啐16.6%﷿靧62ᶌ㦑﷿ǿ靧푚陋﷿靺퍮
肟慲
腿啐38.2%﷿靧14ᶌ㦑﷿ǿ﷿
敵颃彦궀
腿随﷿灰敵颃啐14.6%﷿靧6,039➌ǿ
00₌﷿敵颃慲
靺㭓
腿䑑﷿㡸궔鹞벃
譎﷿䉙㹜๏慲
靺㭓
腿
誘㩿
﷿乣﷿灰敵颃慲79.2%
靧﷿
敵颃慲89.8%ǿ䑑﷿乗䁗2.25ދ靧2.5ދ﷿籭ǿ㡸ږ㦑
䲈﷿쑲⦞縤﷿䉙㹜๏慲
靺㭓
腿
誘㩿
﷿₌﷿
敵颃橛げ靧8.2%ǿ
00﷿敵慲Ⅻ댰Ὑ靺㭓
腿ྃ荵随﷿灰敵啐0.2%﷿靧8,011ᶌ㦑﷿ǿ
00﷿敵颃靺㭓
腿⒍店㩿譎﷿陫0.01%ǿ﷿ɒ㵪
腿㩿譎﷿陫0.02%ǿ
Ź鎐얚
1. 颗閔꾗㑩﷿䥫慲䡑統
葧㴢﷿靺㭓
腿츁residential mortgage loans﷿媃誘
䲈Ґ
Ґ㴢﷿靺㭓
腿慲98%ǿ
2. ₌袘꾗㑩䑑﷿㴢﷿靺㭓腿ꊔ幧౨袟㡸ᔥ坬떆㴢﷿䊕쑲慲
腿츁
﷿閭靺陋﷿靺﷿﷿륞Ⱕ䊕쑲
﷿Ⅻ噦饬따䍦﷿﷿詟
﷿湭퉔佧﷿쉗﷿湭罒
葧㹜﷿﷿쉗陋湭빞퉔╟﷿쉗慲따䍦ǿ
3. 肟
腿츁new loans approved﷿ꊔ皑敵颃
肟慲靺㭓
腿ǿ륞Ⱕ
腿統㡸₌﷿灰袟敵⨢﷿Ŗ統₌随慲敵颃⩣⨢ǿ
肟﷿Ⅻ큩⨢慲
腿鮏뒀湭皑敵颃
肟﷿Ⅻ큩⨢慲
腿쉗츁new loans approved during the month but not yet drawn﷿閔핸ǿ륞閔
뾀﷿쑜嵗山㡸慲敵颃慲幧肟
腿ྃ荵ǿ
4. ⒍店㩿譎츁delinquency ratio﷿ꊔꕞҌ靺㭓腿ྃ荵誘Ⅻ댰Ὑ靺㭓
腿ྃ荵慲㩿譎ǿ
5. ﷿ɒ㵪腿㩿譎츁rescheduled loan ratio﷿ꊔ﷿ɒ㵪
腿ྃ荵誘Ⅻ댰Ὑ
腿ྃ荵慲㩿譎ǿ
6. 靺㭓﷿츁co-financing schemes﷿ꊔ
蚀䡑統
葧
肟慲靺㭓
腿钙﷿乣ၬ
踤큢몎Ꞇ
幧
葧㵝ᔥ
靺㭓慲
腿ǿ袘꾗㑩扠
﷿乣彦欁
葧
肟慲
腿ǿ
7. 皑敵颃肟
腿慲
靺㭓㩿譎츁average loan-to-value ratio﷿陋
腿
纆媃Ҍ츁average contractual life﷿
﷿閭࠱
뾀﷿ﲕᑻ㡸袟⢞彦欁
葧₌皑敵颃
肟慲
腿荵﷿閭࠱깓ǿ
8. 젰12袟敵⊍
慲
腿츁loans written off﷿誘
Ⅻ댰Ὑ
腿慲鑏䁗㩿慲ﲕቩ橛睭₌
젰12袟敵Ҍ籭⊍
慲
腿ྃ荵誘皑獔12袟敵慲Ҍ籭
Ⅻ댰Ὑ
腿ྃ荵 앵螑츁Ҍ궑Ⅻ댰Ὑ
腿+Ҍ‥Ⅻ댰Ὑ
腿﷿蚖 2㩗慲鑏䁗㩿ǿ
噦
뭳썗뭳㑦敵뭳婿噧츁ݒҌ⚐﷿
ږ㦑ᑻ籭ᑻ㡞흷䁗