![ﱶ﷿欁](https://www.info.gov.hk/gia/general/sc_graphics/header.gif)
﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿
橛⽵ږ㦑㺞ಌ蒂ᵸ흟踤肟睭
00ږ㦑㺞ಌ蒂ᵸ흟﷿빵㥺灰灰㑦灰敵颃慲㴢﷿靺㭓꾗㑩
ǿ
00灰敵颃⨢靺㭓腿荵随젰㑦﷿
敵颃啐30.0%﷿靧217ᶌ㦑﷿ǿ
00灰敵颃肟慲
腿荵Ŗ啐3.2%﷿靧280ᶌ㦑﷿ǿ灰⢍褐ᔰ퍮陋﷿靺퍮
肟慲
腿䁗⢞啐灰ᶌ㦑﷿츁-4.6%﷿陋19ᶌ㦑﷿츁-25.7%﷿﷿
⢍褐ᔰ퍮
肟慲
腿袜閭10ᶌ㦑﷿츁+5.3%﷿ǿ灰敵颃彦궀
腿佧19,474➌﷿随
㥺灰㥺㑦﷿
敵颃袜閭35.1%﷿﷿随﷿灰敵颃橛げ15.6%ǿ
00₌灰敵颃慲靺㭓
腿䑑﷿媃6%㡸궔鹞벃
譎﷿䉙㹜๏﷿䑑乗䁗2ދ靧睐2.25ދ慲﷿ǿ㡸ږ㦑
䲈﷿쑲⦞縤﷿䉙㹜๏慲
靺㭓
腿
誘㩿
﷿乣﷿
敵颃慲90.0%﷿
靧灰敵颃慲92.2%ǿ
00Ⅻ댰Ὑ靺㭓腿ྃ荵袜閭0.7%﷿靧7,458ᶌ㦑﷿ǿ
00灰敵颃靺㭓腿⒍店㩿譎陋﷿ɒ㵪
腿㩿譎
筞佧呭﷿﷿䁗⢞﷿0.01%陋0.04%ǿ
Ź鎐얚
1.0颗閔꾗㑩﷿䥫慲䡑統
葧㴢﷿靺㭓
腿츁residential mortgage loans﷿媃誘
䲈Ґ
Ґ㴢﷿靺㭓
腿慲98%ǿ
2.0₌袘꾗㑩䑑﷿㴢﷿靺㭓腿ꊔ幧౨袟㡸ᔥ坬떆㴢﷿䊕쑲慲
腿츁
﷿閭靺陋﷿靺﷿﷿륞Ⱕ䊕쑲
﷿Ⅻ噦饬따䍦﷿﷿詟
﷿湭퉔佧﷿쉗﷿湭罒
葧㹜﷿﷿쉗陋湭빞퉔╟﷿쉗慲따䍦ǿ
3.0肟
腿츁new loans approved﷿ꊔ皑敵颃
肟慲靺㭓
腿ǿ륞Ⱕ
腿統㡸₌﷿灰袟敵⨢﷿Ŗ統₌随慲敵颃⩣⨢ǿ
肟﷿Ⅻ큩⨢慲
腿鮏뒀湭皑敵颃
肟﷿Ⅻ큩⨢慲
腿쉗츁new loans approved during the month but not yet drawn﷿閔핸ǿ륞閔
뾀﷿쑜嵗山㡸慲敵颃慲幧肟
腿ྃ荵ǿ
4.0⒍店㩿譎츁delinquency ratio﷿ꊔꕞҌ靺㭓腿ྃ荵誘Ⅻ댰Ὑ靺㭓
腿ྃ荵慲㩿譎ǿ
5.0﷿ɒ㵪腿㩿譎츁rescheduled loan ratio﷿ꊔ﷿ɒ㵪
腿ྃ荵誘Ⅻ댰Ὑ
腿ྃ荵慲㩿譎ǿ
6.0靺㭓﷿츁co-financing schemes﷿ꊔ
蚀䡑統
葧
肟慲靺㭓
腿钙﷿乣ၬ
踤큢몎Ꞇ
幧
葧㵝ᔥ
靺㭓慲
腿ǿ袘꾗㑩扠
﷿乣彦欁
葧
肟慲
腿ǿ
7.0皑敵颃肟
腿慲
靺㭓㩿譎츁average loan-to-value ratio﷿陋
腿
纆媃Ҍ츁average contractual life﷿
﷿閭࠱
뾀﷿ﲕᑻ㡸袟⢞彦欁
葧₌皑敵颃
肟慲
腿荵﷿閭࠱깓ǿ
8.0젰12袟敵⊍
慲
腿츁loans written off﷿誘
Ⅻ댰Ὑ
腿慲鑏䁗㩿慲ﲕቩ橛睭₌
젰12袟敵Ҍ籭⊍
慲
腿ྃ荵誘皑獔12袟敵慲Ҍ籭
Ⅻ댰Ὑ
腿ྃ荵앵螑츁Ҍ궑Ⅻ댰Ὑ
腿+Ҍ‥Ⅻ댰Ὑ
腿﷿蚖 2㩗 慲鑏䁗㩿ǿ
噦
뭳썗㑦뭳敵뭳앢噧츁ݒҌ⚐﷿
ږ㦑ᑻ籭婿ᑻ㡞썗䁗