ﺶ㥺灰㥺㑦⚐敵㴢﷿靺㭓඄꾗㑩﮹
﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿

橛⽵華ږ㦑㺞ಌ蒂ᵸ흟踤肟⦌

00ږ㦑㺞ಌ蒂ᵸ흟﷿빵ﺶ㥺灰㥺㑦⚐敵颃慲㴢﷿靺㭓඄꾗㑩﮹ǿ

00⚐敵颃⨢靺㭓﮴腿荵随䍎敵颃袜閭12.7%﷿靧289ᶌ㦑﷿ǿ

00䡑統請葧鉶肟﮴腿袜閭0.1%﷿靧378ᶌ㦑﷿ǿ灰⢍褐ᔰ⑕퍮鉶肟﮴腿呭﷿詟﷿S垇﷿47ᶌ㦑﷿ǿﺶ⢍褐ᔰ⑕퍮鉶肟﮴腿啐10ᶌ㦑﷿﷿﷿靺鉶肟﮴腿袜閭11ᶌ㦑﷿ǿ彦궀﮴腿慲➌﷊啐11.1%﷿靧20,283➌ǿ

00₌⚐敵颃慲鉶靺㭓﮴腿䑑﷿媃16%慲﮴腿㡸궔鹞벃﯀譎﷿䉙㹜๏﷿䑑乗䁗﮴腿慲﯀譎2ދ靧睐2.25ދ慲﷿ǿ㡸ږ㦑䲈﷿쑲⦞縤﷿䉙㹜๏慲鉶靺㭓﮴腿溜誘㩿ﷀ﷿乣䍎敵颃慲80.9%﷿﷉靧⚐敵颃慲82.7%ǿ

00Ⅻ댰Ὑ靺㭓﮴腿ྃ荵袜閭1.5%﷿靧6,756ᶌ㦑﷿ǿ

00⚐敵颃靺㭓﮴腿⒍店㩿譎陋﷿ɒ㵪﮴腿㩿譎料﷿陫詟呭﷿䁗⢞﷿0.03%陋0.06%ǿ

᭿佧㑩﷿﷿궀﷿ཿ睭
﷿٘﷿ᵸ㲆㉚൒    0뭳轹婿轹0轹婿Ꞇ
﷿٘﷿ᵸ廬⵮梨000뭳轹婿轹0轹썗뭳

Źﺼ鎐얚⦌

1. 颗閔꾗㑩溜﷿䥫慲䡑統請葧㴢﷿靺㭓﮴腿츁residential mortgage loans﷿媃誘䲈ҐﯕҐ㴢﷿靺㭓﮴腿慲98%ǿ

2. ₌袘඄꾗㑩䑑﷿㴢﷿靺㭓﮴腿ꊔ幧౨袟㡸ᔥ坬떆㴢﷿䊕쑲慲﮴腿츁ﲰ﷿閭靺陋﷿靺﷿﷿륞Ⱕ䊕쑲ﲰ﷿Ⅻ噦饬따䍦﷿﷿詟ﲰ﷿湭퉔佧඄﷿쉗﷿湭罒請葧㹜﷿඄﷿쉗陋湭빞퉔╟඄﷿쉗慲따䍦ǿ

3. 鉶肟﮴腿츁new loans approved﷿ꊔ皑敵颃Œ鉶肟慲靺㭓﮴腿ǿ륞Ⱕ﮴腿統㡸₌﷿灰袟敵Œ⨢﷿Ŗ統₌随慲敵颃⩣⨢ǿ꥜鉶肟﷿Ⅻ큩⨢慲﮴腿鮏뒀湭皑敵颃꥜鉶肟﷿Ⅻ큩⨢慲﮴腿쉗츁new loans approved during the month but not yet drawn﷿閔핸Œǿ륞閔﷊뾀﷿쑜嵗山㡸慲敵颃慲幧肟﮴腿ྃ荵ǿ

4. ⒍店㩿譎츁delinquency ratio﷿ꊔꕞҌ靺㭓﮴腿ྃ荵誘Ⅻ댰Ὑ靺㭓﮴腿ྃ荵慲㩿譎ǿ

5. ﷿ɒ㵪﮴腿㩿譎츁rescheduled loan ratio﷿ꊔ﷿ɒ㵪﮴腿ྃ荵誘Ⅻ댰Ὑ﮴腿ྃ荵慲㩿譎ǿ

6. ﺶ靺㭓඄﷿츁co-financing schemes﷿ꊔﶳ蚀䡑統請葧鉶肟慲靺㭓﮴腿钙﷿乣ၬ者踤큢몎Ꞇ﯋幧﮴請葧㵝ᔥﺶ靺㭓慲﮴腿ǿ袘඄꾗㑩扠ﲰ﷿乣彦欁請葧鉶肟慲﮴腿ǿ

7. 皑敵颃鉶肟﮴腿慲料靺㭓㩿譎츁average loan-to-value ratio﷿陋﮴腿料纆媃Ҍ츁average  contractual life﷿料﷿閭࠱料﷊뾀﷿඄ﲕᑻ㡸袟⢞彦欁請葧₌皑敵颃鉶肟慲﮴腿荵﷿閭࠱깓ǿ

8. ﶹ젰﷿ﺶ袟敵⊍𢡊慲﮴腿츁loans written off﷿誘料Ⅻ댰Ὑ﮴腿慲鑏䁗㩿慲඄ﲕቩ᭿橛睭₌ﶹ젰﷿ﺶ袟敵Ҍ籭Œ⊍𢡊慲﮴腿ྃ荵誘皑獔﷿ﺶ袟敵慲Ҍ籭Œ料Ⅻ댰Ὑ﮴腿ྃ荵앵螑츁Ҍ궑Ⅻ댰Ὑ﮴腿⑖+Ҍ‥Ⅻ댰Ὑ﮴腿⑖﷿蚖 2㩗慲鑏䁗㩿ǿ

噦

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