ꎆҐ 舤䡙 ࡻ ﷿ﱶ
ﺶ㥺灰灰㑦ﺶ敵㴢﷿靺㭓඄꾗㑩﮹
﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿﷿

橛⽵華ږ㦑㺞ಌ蒂ᵸ흟踤肟睭

00ږ㦑㺞ಌ蒂ᵸ흟﷿빵ﺶ㥺灰灰㑦ﺶ敵颃慲㴢﷿靺㭓඄꾗㑩﮹ǿ

00ﺶ敵颃⨢靺㭓﮴腿荵随灰敵颃啐15.9%﷿靧183ᶌ㦑﷿ǿ

00ﺶ敵颃鉶肟慲﮴腿荵袜閭8.2%﷿靧303ᶌ㦑﷿ǿ灰⢍陋ﺶ⢍褐ᔰ⑕퍮溜鉶肟慲﮴腿䁗⢞袜閭⚐ᶌ㦑﷿츁+26.5%﷿陋20ᶌ㦑﷿츁+9.9%﷿﷿﷿靺⑕퍮溜鉶肟慲﮴腿啐ﺶᶌ㦑﷿츁-4.5%﷿ǿﺶ敵颃彦궀﮴腿啐10.2%﷿靧17,478➌ǿ

00₌ﺶ敵颃慲鉶靺㭓﮴腿䑑﷿媃7%㡸궔鹞벃﯀譎﷿䉙㹜๏﷿䑑乗䁗2ދ靧睐2.25ދ慲﷿ǿ㡸ږ㦑䲈﷿쑲⦞縤﷿䉙㹜๏慲鉶靺㭓﮴溜誘㩿ﷀ﷿乣灰敵颃慲92.2%﷿梖げ靧ﺶ敵颃慲92.0%ǿ

00Ⅻ댰Ὑ靺㭓﮴腿ྃ荵袜閭1.3%﷿靧7,558ᶌ㦑﷿ǿ

00ﺶ敵颃靺㭓﮴腿⒍店㩿譎陋﷿ɒ㵪﮴腿㩿譎料筞佧呭﷿﷿䁗⢞﷿0.01%陋0.04%ǿ


Źﺼ鎐얚

1.0颗閔꾗㑩溜﷿䥫慲䡑統請葧㴢﷿靺㭓﮴腿츁residential mortgage loans﷿媃誘䲈ҐﯕҐ㴢﷿靺㭓﮴腿慲98%ǿ
2.0₌袘඄꾗㑩䑑﷿㴢﷿靺㭓﮴腿ꊔ幧౨袟㡸ᔥ坬떆㴢﷿䊕쑲慲﮴腿츁ﲰ﷿閭靺陋﷿靺﷿﷿륞Ⱕ䊕쑲ﲰ﷿Ⅻ噦饬따䍦﷿﷿詟ﲰ﷿湭퉔佧඄﷿쉗﷿湭罒請葧㹜﷿඄﷿쉗陋湭빞퉔╟඄﷿쉗慲따䍦ǿ
3.0鉶﮴腿츁new loans approved﷿ꊔ皑敵颃Œ鉶肟慲靺㭓﮴腿ǿ륞Ⱕ﮴腿統㡸₌﷿灰袟敵Œ⨢﷿Ŗ統₌随慲敵颃⩣⨢ǿ꥜鉶肟﷿Ⅻ큩⨢慲﮴腿鮏뒀湭皑敵颃꥜鉶肟﷿Ⅻ큩⨢慲﮴腿쉗츁new loans approved during the month but not yet drawn﷿閔핸Œǿ륞閔﷊뾀﷿쑜嵗山㡸慲敵颃慲幧肟﮴腿ྃ荵ǿ
4.0⒍店㩿譎츁delinquency ratio﷿ꊔꕞҌ靺㭓﮴腿ྃ荵誘Ⅻ댰Ὑ靺㭓﮴腿ྃ荵慲㩿譎ǿ
5.0﷿ɒ㵪﮴腿㩿譎츁rescheduled loan ratio﷿ꊔ﷿ɒ㵪﮴腿ྃ荵誘Ⅻ댰Ὑ﮴腿ྃ荵慲㩿譎ǿ
6.0ﺶ靺㭓඄﷿츁co-financing schemes﷿ꊔﶳ蚀䡑統請鉶肟慲靺㭓﮴腿钙﷿乣ၬ者踤큢몎Ꞇ﯋﮴請葧㵝ᔥﺶ靺㭓慲﮴腿ǿ袘඄꾗㑩扠ﲰ﷿乣彦欁請鉶肟慲﮴腿ǿ
7.0皑敵颃鉶﮴腿慲料靺㭓㩿譎츁average loan-to-value ratio﷿陋﮴腿料纆媃Ҍ츁average contractual life﷿料﷿閭࠱料﷊뾀﷿඄ﲕᑻ㡸袟⢞彦欁請葧₌皑敵颃鉶肟慲﮴腿荵﷿閭࠱깓ǿ
8.0ﶹ젰12袟敵⊍𢡊﮴腿츁loans written off﷿誘料Ⅻ댰Ὑ﮴腿慲鑏䁗㩿慲඄ﲕቩ᭿橛睭₌ﶹ젰12袟敵Ҍ籭Œ⊍𢡊﮴腿ྃ荵誘皑獔12袟敵慲Ҍ籭Œ料Ⅻ댰Ὑ﮴腿ྃ荵앵螑츁Ҍ궑Ⅻ댰Ὑ﮴腿⑖+Ҍ‥Ⅻ댰Ὑ﮴腿⑖﷿蚖 2㩗慲鑏䁗㩿ǿ



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